Exploring space. Launching new robotic technology. Hosting huge international sporting events. None of this would be possible without the cover Lloyd’s provides. As the global leaders in specialist insurance, we cover new and complex risks around the world – and beyond – from driverless cars and cyber crime, to space tourism.

We operate in more than 200 countries and territories. From actors on the sets of Hollywood blockbusters, to natural disasters and political instability, we cover the risks that others can’t. Without it, businesses would grind to a halt and communities across the world would be left vulnerable.

What is Lloyd’s?
First things first, we’re not an insurance company nor are we connected with any bank. We’re actually a market where clients with risks are put to insurers who can provide them with the protection they need.

A client with a risk contacts their Lloyd’s accredited insurance broker. The broker then goes to the Lloyd’s market to meet underwriters, who assess the risk and offer terms for cover. The two parties then negotiate and, if they agree, the cover is placed.

These underwriters work for a diverse range of syndicates, which join together to insure a single risk or programme to make up Lloyd’s Corporation.

We also have a range of support functions (HR, Marketing and Wordings).

Whether you join the marketplace or the corporation, we’re all focused on one thing: covering the risks that truly empower human progress.

Apply for scheme