.Lloyd’s is the world’s specialist insurance market. From skyscrapers and supertankers to sporting events and space travel, we insure the things that others can’t. With 300 years of heritage behind us, we do business in more than 200 countries and territories.

Our people are integral to what we do. It’s their creativity and dedication that have made us the go-to market for insuring complex risks. That’s why we’re always looking to add to their number – with equally exceptional graduates, interns and apprentices.

About our business

There are two parts to Lloyd’s: the market and the Corporation.

In the market, we enable those with something to sell (underwriters providing insurance coverage) to meet with those who want to buy (brokers, working on behalf of their clients who are seeking insurance). The Corporation, by contrast, is there to oversee, support and promote the market.

By its very nature, our business lies in reading the future. As well as natural disasters and misadventures, this means addressing new risks. Data theft and cyber crime. Digital rights and terrorism. Driverless cars and space tourism.

The world doesn’t stand still, and neither do we. That’s why we need new thinkers to stay one step ahead.

Case Studies

  • Name: Cordelia Witton
  • Role: Graduate Trainee, Claims
  • University: Oxford University
  • Degree: Ancient and Modern History

"The more people you talk to, the more you realise just how well known Lloyd’s is across the globe. We have an international outlook, and you feel that every day. In Claims, for example, I’ve had experience dealing with things that have happened all over the world - from the New Zealand earthquake to healthcare regulation in the US. Those examples also show just how important our work within claims is. After all, an insurer’s reputation is dictated by the service they can provide when the worst happens. "

"You need a lot of mental agility to work in Claims. When the claims come in we work with the managing agents to oversee how they are paid out. That’s all about problem solving - you need to consider the business relationships and knock-on effects, as well as the bottom line. There’s often quite a lot of negotiation involved as well. Claims is an area where there’s a big focus at the moment. That’s exciting. You get to see it evolving, and you get to be part of it."

  • Name: Georgie Collings
  • Role: Graduate Trainee, Underwriting Performance
  • University: UCL
  • Degree: English

"Everything we do here relates to a tangible end product, whether that’s an oil rig thousands of miles away, a building just around the corner, or even a satellite. That’s what makes it so interesting. It also means there’s an incredible amount for you to get involved in - and the generalist programme is set up to let you do that. Yes, there are certain key skills that you need, like communication and leadership. But you can follow your own interests and explore lots of different areas."

"I’ve chosen to focus on underwriting. My first placement involved a lot of analysis and statistics, which took me right out of my comfort zone. Yes, it was challenging, but sometimes that’s the best way to learn. Now I’m in Underwriting Performance and I’m part of a team that oversees syndicates in the market so I’m talking to managing agents, looking at business plans and financial information. That’s what it’s all about - balancing your technical skills with the ability to get on with people. If you can do both, you’ll do really well here."

  • Name: Maeve Grant
  • Role: Graduate Trainee, Lloyd’s Market
  • University: LSE
  • Degree: Accounting and Finance

"Lloyd’s is steeped in history and tradition, and before I joined I thought that the way of working might be a bit old-fashioned. But I was wrong. When you’re part of an organisation that does something nobody else does, things are changing all the time. It’s creative and innovative - there are always more areas to discover and new things to consider."

"All of that makes this the perfect learning environment. There’s an appetite for new ways of thinking and working, and - as long as you can communicate your ideas - you have the chance to make things happen. On my first placement I had full responsibility for a project that involved analysing what was going on in the market to identify areas where a lot of risks were being covered, and to spot any new trends. Of course, that kind of leadership was a bit daunting at first. I had to find out as much as I could from the managing agents to pull together my report. But I felt ready for it, and everyone is genuinely friendly and helpful. I got really positive feedback on the report and some of my suggestions are now being implemented. Considering it was my first placement after university, that feels great."

Training & Profiles

What programmes do we offer?

Lloyd’s graduates have a choice between the generalist programme and the claims programme. Both offer structured placements and training, as well as the opportunity to learn by working alongside experienced experts. And because our work can be affected by any event, at anytime, anywhere in the world, variety is guaranteed.

We also offer an inspiring eight-week summer internship for undergraduates looking for insight before choosing their path.

What kind of experience will you have?

The generalist graduate programme helps you explore the many roles Lloyd’s has to offer by letting you choose your own placement areas. You could examine the potential impact of a catastrophe on Lloyd’s itself or manage relationships with international regulators. You might help underwriting specialists assess risks in the market or work with the Communications team developing integrated marketing campaigns. Wherever you are placed, you’ll be guaranteed a fully rounded experience within Lloyd’s.

The claims graduate programme, meanwhile, offers you fast-track development towards a career as a claims adjuster in the market. These are the skilled professionals who manage claims from their initial investigation through to conclusion by consulting with experts, negotiating and exercising strategic decision-making. Ultimately the programme is designed to develop the heads of claims of the future.

Whichever graduate programme you choose, you’ll work through a series of placements. You’ll work on live projects and take on real responsibility from the start. Of course, we’ll make sure you’re up to speed on everything with a thorough induction when you join us along with continuous training and support throughout. You’ll also work towards an internationally recognised professional qualification.

But, in a relationship-based organisation like ours, you may find that some of your most valuable learning comes from working alongside your talented colleagues - many of whom are experts in their fields.

Our summer internship gives undergraduates an insight into the insurance industry by taking on a project to gain valuable experience. Impress us and (if you’re equally impressed by us) we might offer you a place on one of our graduate programmes for the following year.

Who are we looking for?

We are looking for graduates from any discipline, but you’ll need to have (or be expecting) at least a 2:1. You’ll also need razor-sharp analytical skills and the ability to think creatively to be up to the challenges found in our Corporation and market. This takes a strategic mind and the ability to see the big picture whilst paying attention to detail. It’s equally important that you’re a personable, natural communicator who can establish trust quickly and influence decision making at the highest level.

Our application process has four steps:

  1. Online application
  2. Video interview
  3. Online advanced reasoning test
  4. Assessment Centre

We’re looking for graduates from any discipline with good academics (you’ll need at least a 2:1), sharp analytical skills and the ability to think creatively.

What benefits do we offer?

Join us on either the generalist or claims programme next September and you’ll be rewarded for your hard work with a starting salary of £26,000 and discretionary bonuses. You’ll benefit from 25 days’ holiday entitlement, three paid days off to take part in community work, private medical insurance, pension, discounts and our subsidised restaurant, not to mention a whole range of other benefits. Plus you’ll enjoy friendly support, mentoring and networking events, and with the lively Leadenhall Market on Lloyd’s doorstep you’ll be ideally located to enjoy the social side of working in the City as well.