Lloyds Banking Group - Lloyds - Commercial Banking (Products) Graduate Programme Interview Questions & Answers

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  • Lloyds - Commercial Banking (Products) Graduate Programme

    3.8571/5 | Interview date: January 2015 | Job offer? Not yet |

    Was this helpful? Yes

    Sectors: Banking

    Difficulty rating 60.0 / 100

    Interview process

    The application process comprises of completing the online application, then numeracy, verbal and strength based assessments. Following this, you will be invited to complete a video interview at your convenience. The questions will mainly concentrate on your strengths and weaknesses, but also question your knowledge of Lloyds. Look at their most recent analysis, which is available on their website, and at a market analysis of the banking industry by the Big 4 Consultancies for example.

    Most difficult question

    What is your biggest weakness?

    Name five things you think will change in the banking industry in the next five years and explain how lloyds can innovatively respond to each one.

    Interview tips

    Make sure to prepare your pitch really well. It will make you more relaxed during the day and you might not have time to practice it before you begin.

    Ensure you are up-to-date on banking developments, particularly with regards to technology.

    Experiences at the assessment centre

    If you are successful, the next stage will be the assessment centre or, as they call it, the Innovation Lab. Instructions beforehand are excellent. You will be required to prepare for a presentation. If it is over 5 minutes they will cut you off. They are looking for you to devise a new business idea for the Commercial Banking department.

    The day is short; either a morning or afternoon session and every minute is accounted for. There were only 8 people at my assessment day and we were divided into two groups of four in order to complete the tasks in different orders.

    The day started with a 50 minute interview. This interview went through your motivation for lloyds, what developments were occurring in the banking sector and finally what your personal strengths and weaknesses are. Make sure you have good examples, as they want detail.

    The written project was short, half an hour to complete two tasks. The first is about Lloyds key strengths and weaknesses and current developments. The second is about Fresh Thinking; devising a new idea for them. Perhaps when you are preparing for your presentation, think about this area as well.

    The group task will depend on your team. The tasks are simple, but competition can make it a very unpleasant and heated experience. Ensure that you get to know your group well, as you need to know who you can and cannot work with before the group task.

    Finally, the Pitch is 1:1. You will have five minutes to prepare in front of them (you should already be ready but can use flipboards) and then you start. Questions afterwards will differ depending on the sustainability, practicality and expense of your new idea.

    Interview steps


    • Phone
    • 1:1
    • Group / Panel
    • Senior Management
    • Video


    • Numerical
    • Personality
    • Verbal reasoning
    • Psychometric


    • Assessment centre
    • Group excercise
    • Background check
    • Presentation
    • Competency based questions

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    • Did the interview reflect the overall values / culture of the organisation? 5/5
    • Would you recommend this company to a friend? 3/5
    • Did you want the role following your interview? 3/5

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